Owning one of most credit cards with free annual fees can offer several benefits, including saving money, greater financial flexibility, more card options, more generous rewards, additional benefits, easy approval, and being a more economical option for occasional use.
8 credit cards with free annual fees
It’s time to learn more about the 8 credit cards with free annual fees in this article for you. See more now:
1- Chase Freedom Flex
Chase Freedom Flex offers credit cards with free annual fees.
In addition, it offers a $200 sign-up bonus when you spend $500 in the first 3 months.
And you can earn 5% cashback on up to $1,500 in rotating category purchases each quarter, plus 1% cashback on all other purchases.
The card offers fraud protection on your purchases, which means that you will not be liable for unauthorized purchases.
If you rent a car with the Chase Freedom Flex card, you can benefit from the card’s rental car insurance.
It offers purchase protection, which means that your purchases can be protected against damage or theft for up to 120 days after purchase.
It has an extended warranty on some purchases, which means that you can extend the manufacturer’s warranty for up to 1 year.
You can use your points to pay for purchases, travel reservations, transfer points to hotel and airline loyalty programs, and much more.
Also, if you have other Chase credit cards that earn reward points, you can combine your points to maximize their redemption value
2- Discover it Cash Back
Discover it Cash Back offers credit cards with free annual fee.
You can earn 5% cashback on up to $1,500 in rotating category purchases each quarter, plus 1% cashback on all other purchases.
The card offers a sign-up bonus that is equivalent to doubling all the cashback you earned at the end of your first year of using the card.
You have free access to your FICO Score, which is a valuable tool to help you understand and improve your credit score.
The card offers purchase protection, which means that your purchases can be protected against damage or theft for up to 90 days after purchase.
The card offers extended warranty on some purchases, which means that you can extend the manufacturer’s warranty for up to 1 year.
There is no limit to how much cashback you can earn with the card, which means you can accumulate unlimited cashback on your everyday purchases.
3- Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card offers credit cards with free annual fees.
The card offers 1.5% cash rewards on all purchases, with no limit to earning rewards. In addition, you can earn a $200 bonus if you spend $500 in the first 3 months after opening the account.
The card offers a variable interest rate that can be as low as 15.49%, depending on your credit history.
If you rent a car with a credit card, you may be covered by free car rental insurance.
The card offers travel benefits, such as travel assistance and emergency support, to help you on your travels.
The card offers access to exclusive events, such as pre-sales of tickets for concerts and sporting events.
4- Citi Double Cash Card
The Citi Double Cash Card offers credit cards with free annual fees.
The card offers 1% cash rewards on all purchases and another 1% when you pay your bill, which totals 2% cash rewards on all purchases.
The card offers a variable interest rate that can be as low as 13.99%, depending on your credit history.
The card offers several protection benefits, including fraud protection, identity theft protection, and extended warranty for eligible purchases.
The card offers access to pre-sale tickets for concerts and sporting events, allowing you to buy tickets before the general public.
The card offers the option to pay for your purchases in monthly installments, with competitive interest rates.
The card offers access to the Citi Private Pass program, which offers exclusive discounts on entertainment, such as concerts, sporting events, and theater.
5- Blue Cash Everyday Card from American Express
The Blue Cash Everyday Card from American Express offers credit cards with free annual fees.
The card offers 3% cash rewards on grocery purchases in the United States (up to $6,000 per year) and 2% cash rewards on purchases at gas stations and department stores in the United States.
In addition, it offers 1% cash rewards on all other eligible purchases.
You can earn a $200 bonus in cash rewards if you spend $1,000 in the first 3 months after opening the account.
The card offers a variable interest rate that can be as low as 13.99%, depending on your credit history.
It offers discounts on eligible purchases, such as at participating hotels, restaurants, and online stores.
Provides access to the Amex Offers program, which offers exclusive discounts on eligible purchases
6- Wells Fargo Propel American Express Card
The Wells Fargo Propel American Express Card offers credit cards with free annual fees.
The card offers 3% cash rewards on grocery purchases in the United States (up to $6,000 per year) and 2% cash rewards on purchases at gas stations and department stores in the United States.
In addition, it offers 1% cash rewards on all other eligible purchases.
You can earn a $200 bonus in cash rewards if you spend $1,000 in the first 3 months after opening the account.
The card offers a variable interest rate that can be as low as 13.99%, depending on your credit history.
It provides discounts on eligible purchases, such as at participating hotels, restaurants, and online stores.
You have access to the Amex Offers program, which offers exclusive discounts on eligible purchases
7- Bank of America Cash Rewards Credit Card
The Bank of America Cash Rewards Credit Card offers credit cards with free annual fees.
The card offers 3% cash rewards on supermarket purchases, 2% on purchases at gas stations and eligible department stores, and 1% on all other eligible purchases.
You can earn a $200 bonus in cash rewards if you spend $1,000 in the first 90 days after opening the account.
The card offers additional reward offers on selected purchases, with discounts at partner stores and cashback offers.
The card offers the option to pay for your purchases in monthly installments, with competitive interest rates.
Provides access to discounts on tickets to selected museums throughout the country.
8- U.S. Bank Cash+ Visa Signature Card
The U.S. Bank Cash+ Visa Signature Card offers credit cards with free annual fees.
The card offers 5% cash rewards on up to $2,000 in purchases in two categories of your choice, such as restaurants, gas stations, and supermarkets, and 1% on all other eligible purchases.
You can earn a bonus of $150 in cash rewards if you spend $500 in the first 90 days after opening the account.
The card provides access to additional reward offers on selected purchases, with discounts at partner stores and cashback offers.
The card offers the option to pay for your purchases in monthly installments, with competitive interest rates.
The card offers several travel benefits, including travel insurance, baggage protection, and access to exclusive offers on hotels, flights, and car rentals.
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